When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.  We work with hundreds of lenders across the country to find the best rates available for California home owners.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

While we offer your standard conventional and government loans, we also offer Renovation Loans for our clients that are looking to purchase a property that need repairs or remodel.  Please click through to our web page on Renovation Loans for more details.  Then check out our page for Foreclosure Listings in the area you're looking to purchase a home.  We can help you finance the purchase of a bank owned property and include the funds to make repairs and/or renovations.

Refinancing your current mortgage can be frustrating now that homes prices have declined and mortgage loan financing guidelines have been tightened.  Our philosophy is to give you the real story so you know exactly what to expect.  However, if you thought refinancing meant getting buried under mountains of paperwork, think again!  We have streamlined the refinance process to make it simpler for you.  Let our professionals guide you to the very best refinance loan! 

If your are having trouble refinancing because you owe almost as much or more than your home is worth and your interest rate has increased, call our office to discuss what options may be available for you.  There are some refinance options that have been made available recently in hopes of helping homeowners keep their home.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.